An accident can happen suddenly and quickly cost a lot: the toaster can go up in flames and damage your kitchen, a break-in while you are out, your children’s football can smash next-door’s window… All the more reason to choose fire insurance with very broad basic and optional cover. That is precisely what ING Home and Family Blanket insurance offers!

• Maximum cover: for you, your family, your babysitter or your cleaning lady.
• Comprehensive worldwide protection: both for your main home in Belgium and your holiday rental home (apartment, villa, hotel room, etc.) worldwide.
• Numerous options: you can choose from a wide range of additional options for a more comprehensive insurance package (family insurance, theft protection, etc.).
• Immediate help: the ING Assist'Line is available 24 hours a day, 7 days a week, with immediate settlement of small claims.
• Special discount: for recent buildings and new builds.

• To find out how much your fire insurance would cost make a simulation without any commitment.
• Take out a policy by dialling 02 464 60 04 or ask to be contacted by one of our agents.
• Need more information? Make an appointment now at the ING branch of your choice.
• Read the product info sheet, the frequently asked questions and the ING Home & Family Blanket Insurance general terms and conditions.

With the extremely extensive basic cover, it is the essential fire insurance for your home and family. In addition it can be adapted to your specific needs by choosing other types of optional cover.

Basic cover*:

• Fire and related risks: lightning, electrical damage, vehicle colliding into the front of your property, etc.
• Water damage: ambient humidity, sanitary facility leaks, gutter overflow, fuel oil leaks from tank or pipes, etc.
• Home civil liability: what if a window-box falls from your windowsill onto your neighbour's car? Or a sudden storm rips off a roof tile which lands on a passer-by's head? Or you forget to grit the pavement outside your house and a passer-by slips and breaks their leg? This option covers damage caused to third parties by your building or its contents.
• Natural disasters: damage resulting from exceptionally adverse weather conditions, flooding, overflow or backflow from public drains, earthquakes, landslides or land subsidence.
• ING Home Assistance: immediate repair of material damage, rescue and preservation of insured properties, temporary re-housing of occupiers, sealing-off and/or guard service for the dwelling, care for the insured and repatriation.

Additional options:

• Theft and vandalism: covers items which are stolen or damaged during a theft or attempted theft.
• Family civil liability: covers the financial consequences of accidental injury to third parties by you or your close family.
• Home and Family legal aid: linked to family civil liability cover; this option means you will receive aid if you are prosecuted.
• Domestic staff: covers regularly employed household staff in your domestic life (babysitter, cleaner, etc.) as well as occasionally employed staff (maximum 7 working days a year).
• Vehicles not in use: protection for vehicles parked in the insured building or in its immediate surroundings, in particular covering fire and lightning insurance.

• Any owner or tenant of a private or professional property (except for commercial, industrial or craft-based activities).
• This insurance policy is reserved for private individuals aged 18 or over, or legal entities whose main domicile is established in Belgium.

• Fire insurance covers buildings located in Belgium and used for private purposes.
• Professional use is authorised provided no commercial or production activity is carried out (solely office or professional employment, other than pharmacists).
• In most cases, the insurance also covers the rental liability of the insured for any buildings made available to them worldwide for the purposes of leisure, holiday, business travel or personal travel (e.g. holiday rental, hotel), for a maximum of 180 days a year.

Unless you terminate it, the contract is renewed automatically every year.

• Changing your contract: planning to build a conservatory? Looking to install a second washroom in your house? You can adapt your policy at any ING branch.
• Consulting your contract: you can obtain information about your contract

• via Home'Bank
• by phone on 02 464 60 04 (open weekdays, from 8 a.m. to 10 p.m. and on Saturdays from 9 a.m. to 5 p.m.)
• from any ING branch.

The ING Assist'Line experts are available 24 hours a day, 365 days a year on +32 (0)2 550 06 00.

• For the basic options

• For additional options

You can pay the premiums through direct debit to your ING Current Account.

It is up to you to decide on the payment frequency (monthly, quarterly, half-yearly or annually).

Read Faq here.

• To find out how much your fire insurance would cost make a simulation without any commitment.
• Take out a policy by dialling 02 464 60 04 or ask to be contacted by one of our agents.
• Need more information? Make an appointment now at the ING branch of your choice.
• Read the product info sheet, the frequently asked questions and the ING Home & Family Blanket Insurance general terms and conditions.